Saturday, December 21, 2013

Acc 547 Week 1 Memorandum

Personal Finances: Personal Yearly Budget, Personal attribute Sheet, Personal Statement of Cash Flows Client Deborah attach is a single, Caucasian female, aged thirty- dickens, with no spouse and has never been married. She has 2 children, both boys, ages eight and two. She is currently enrolled in her Masters of knowledge mode of accounting program with an online institution, and holds an Associate of the Arts Accounting and a Bachelors of Science Business with a concentration in Accounting. Deborah Marks whole working third shift to eliminate the subscribe to for child tutelage since her mformer(a) watches her children free of charge while she works. She makes $10.00 an minute and works part-time, twenty- oneness hours a week. She receives an additional $475.000 per week in other in engender. She currently has student loans in the heart of $79,000.00 and they will find due in September 2013. She owns one vehicle, a utilise van with a value of $2000.00. Debor ah Marks two major concerns with her private finances atomic number 18 her king to support her two children on her own and her ability to make payments on her student loans when they come due in September 2013. Her two major goals are obtaining better paying(a) employment position and purchasing her own home in the next ten years.
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Key items and findings from the personalised budget are that Deborah Marks has only $55.00 in pleonastic income left over each month with her current income and expenses. The sense of balance mainsheet displays that Deborah Marks has a significant negative benefit cost due to p ast due computer address card game and a l! arge amount of student loans. The cash escape statement displays that the most that Deborah Marks could eliminate from her monthly rag expenses is $100.00 by eliminating a telephone, toys for her children, and dining out once a month. With those eliminated, the excess funds at the end of the month would touch from $55.00 to $155.00 which could assist with paying off student loans or honorable mention card debt. The recommendation for improving the financial...If you want to get a full essay, order it on our website: OrderCustomPaper.com

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